Win Your Dream Texas Home with a Stronger, Cash-Backed Offer

Partner with a dedicated mortgage strategist who helps you make stronger, non-contingent offers and guides you seamlessly from pre-approval to closing. Sterling Mortgage Services provides qualified buyers with a cash-backed offer strategy. You’ll also have access to fast approvals, flexible terms, and the backing of New American Funding’s expertise.

Win Your Dream Texas Home with a Stronger, Cash-Backed Offer

Stronger Cash-Backed Offers

Fast Closings

No Financing Contingency

Permanent Financing

Partner with a dedicated mortgage strategist who helps you make stronger, non-contingent offers and guides you seamlessly from pre-approval to closing. Sterling Mortgage Services provides qualified buyers with a cash-backed offer strategy. You’ll also have access to fast approvals, flexible terms, and the backing of New American Funding’s expertise.

Stronger Cash-Backed Offers

Fast Closings

No Financing Contingency

Permanent Financing

Schedule Your Complimentary Consultation

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Our ServicesWhy Choose UsAbout Us

Start your Texas home purchase with clear mortgage guidance. Request your complimentary consultation and discuss your homebuying goals with Dianne Ayala Steffey through New American Funding.

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Why Choose Us

Guidance For Your Homebuying Journey

From understanding your financing options to preparing for an offer, get personal support throughout your homebuying journey. Dianne Ayala Steffey provides knowledgeable mortgage guidance through New American Funding, with a focus on helping buyers move forward with confidence.

Expert Guidance

Get clear, personalized guidance from an experienced mortgage professional.

Stronger Offers

If you qualify, you can make cash-backed, non-contingent offers to strengthen your position.

Faster Closings

Qualified buyers may close in as few as 10 days, helping shorten the homebuying process.

Ongoing Support

Get responsive support and clear communication throughout your homebuying journey.

Our Services

Helping Texas Buyers Move Forward

Ready to buy a home in Texas? Get guidance on your financing options, understand what you may qualify for, and explore ways to make your offer stronger.

  • Texas home purchase financing

    Home Purchase Financing

    Understand your potential loan options based on your credit, income, savings, and homebuying goals. Get guidance as you prepare to purchase a Texas home.

  • Down payment assistance for homebuyers

    Down Payment Assistance

    You may not need a 20% down payment to buy a home. Depending on your situation, available assistance programs may help with your down payment or closing costs.

  • Cash-backed offers for Texas buyers

    Cash-Backed Offers

    Qualified buyers may use NAF Cash to make cash-backed, non-contingent offers. This can help you present a stronger offer when you're ready to buy a Texas home.

How It Works

Your Path To Homeownership

Start with a simple consultation, discuss your financing options, and get the guidance you need to move forward with buying a home in Texas.

Initial Consultation

Fill out our easy form to request your complimentary consultation.

Discuss Your Options

Connect with Dianne to discuss your goals, financial situation, and potential mortgage options.

Toward Homeownership

Get the guidance you need to move forward with your home purchase and financing options.

About Us

Personal Mortgage Guidance Backed By New American Funding

Dianne Ayala Steffey is a Branch Manager with New American Funding and holds NMLS #267658. She works with homebuyers to provide responsive customer service and knowledgeable, unbiased mortgage guidance.

Through New American Funding, Dianne provides access to mortgage programs that can help qualified buyers move toward homeownership. Her mortgage services include access to NAF Cash, which may allow qualified buyers to make cash-backed, non-contingent offers and potentially close in as few as 10 days.

TALK WITH DIANNE TODAY
Hands holding a heart and a house key, representing homeownership
Dianne Ayala Steffey

Dianne Ayala Steffey

Branch Manager • NMLS #267658

Get Started Now

Ready To Start Your Homebuying Journey?

Tell us a little about your homebuying goals, and we’ll help you understand your next steps. Fill out the form to request your complimentary consultation.

GET STARTED NOW
Testimonials

What Our Customers Say

See what homebuyers have to say about their experience and the support they received throughout their homebuying journey.

experience.com

It's always a pleasure working with Dianne and her team. Dianne always goes above and beyond to take exceptional care of my clients. Dianne helped these particular clients close on their home faster and with better terms than they were quoted with another lender for the same loan product. I can't say enough great things about the experience of working with Dianne. Thank you again Dianne on behalf of my clients and all of us involved in getting this transaction to the closing table!

RW
Robert W
Plains, TX
experience.com

We can't say enough good things about Diane! From start to finish, she made the loan process so, so easy — something we never expected to say about getting a mortgage. She was honest and upfront with us every step of the way, and she explained everything clearly so we always knew exactly where we stood and what to expect next. Diane's dedication really stood out. You could tell she genuinely cared about getting us the best outcome, and she worked hard to make sure everything went smoothly. What could have been a stressful, confusing experience was instead seamless thanks to her. If you're looking for a loan officer who is honest, knowledgeable, and truly committed to her clients, Diane is the one. We wouldn't recommend going with anyone else!

LH
Leah H
San Antonio, TX
experience.com

Ms Dianne steffey I and my family can't not express ur happiness the joy the smile you put on my family face guys this woman don't even sleep to make us smile today to make sure ur closing was successful if I start explain the stress I myself wanted to give she encourage me not to give up she's very courageous she's is the best I highly recommend my family appreciate you so much thank you so much love you

AM
Ange M
San Antonio, TX
experience.com

Dianne recently helped us purchase our first home in San Antonio, TX, and choosing to work with her was one of the smartest decisions we made. Other lenders offered little guidance and much higher interest rates, but Dianne went above and beyond. She secured us a great rate and helped us qualify for grants we didn't even know were available. Thanks to her knowledge and dedication, our monthly house payment ended up exactly where we needed it to be. Communication with Dianne and her team was outstanding from start to finish. We truly felt supported every step of the way. We highly recommend Dianne to anyone looking to buy a home. She will not disappoint!

DM
Daniel M
San Antonio, TX
experience.com

I cannot say enough great things about Dianne Ayala Steffey. From start to finish, her knowledge, attention to detail, and ability to ask all the right questions made such a meaningful difference in our experience. She took the time to truly understand our situation, guided us into the right loan, and helped us secure an amazing interest rate. Throughout the entire process, she was proactive, communicative, and incredibly supportive, making what can be a stressful experience feel smooth and reassuring. As a real estate professional, I don't take referrals lightly, and Dianne is someone I trust wholeheartedly. I confidently refer my personal clients to her because I know they will be well taken care of, educated, and advocated for every step of the way. She leads with integrity, wisdom, and a genuine heart for helping people, and it shows in everything she does. I'm beyond grateful for her dedication and thankful to have her as both a trusted partner and lender I can rely on.

VD
Violet D
San Antonio, TX
Zillow

We can't say enough good things about Diane! From start to finish, she made the loan process so, so easy — something we never expected to say about getting a mortgage. She was honest and upfront with us every step of the way, and she explained everything clearly so we always knew exactly where we stood and what to expect next. Diane's dedication really stood out. You could tell she genuinely cared about getting us the best outcome, and she worked hard to make sure everything went smoothly. What could have been a stressful, confusing experience was instead seamless thanks to her. If you're looking for a loan officer who is honest, knowledgeable, and truly committed to her clients, Diane is the one. We wouldn't recommend going with anyone else!

LH
Leah Hakimi
San Antonio, TX
Zillow

Ms Dianne steffey I and my family can't not express ur happiness the joy the smile you put on my family face guys this woman don't even sleep to make us smile today to make sure ur closing was successful if I start explain the stress I myself wanted to give she encourage me not to give up she's very courageous she's is the best I highly recommend my family appreciate you so much thank you so much love you

AR
Ange Raphael
San Antonio, TX
Zillow

Dianne recently helped us purchase our first home in San Antonio, TX, and choosing to work with her was one of the smartest decisions we made. Other lenders offered little guidance and much higher interest rates, but Dianne went above and beyond. She secured us a great rate and helped us qualify for grants we didn't even know were available. Thanks to her knowledge and dedication, our monthly house payment ended up exactly where we needed it to be. Communication with Dianne and her team was outstanding from start to finish. We truly felt supported every step of the way. We highly recommend Dianne to anyone looking to buy a home. She will not disappoint!

DM
Daniel Medina
San Antonio, TX
Zillow

I cannot say enough great things about Dianne Ayala Steffey. From start to finish, her knowledge, attention to detail, and ability to ask all the right questions made such a meaningful difference in our experience. She took the time to truly understand our situation, guided us into the right loan, and helped us secure an amazing interest rate. Throughout the entire process, she was proactive, communicative, and incredibly supportive, making what can be a stressful experience feel smooth and reassuring. As a real estate professional, I don't take referrals lightly, and Dianne is someone I trust wholeheartedly. I confidently refer my personal clients to her because I know they will be well taken care of, educated, and advocated for every step of the way. She leads with integrity, wisdom, and a genuine heart for helping people, and it shows in everything she does. I'm beyond grateful for her dedication and thankful to have her as both a trusted partner and lender I can rely on.

VD
Violet Delgado
San Antonio, TX
Zillow

Buying my first home could have been stressful, especially being overseas, but Dianne and her team made the entire process incredibly easy. They were patient, responsive, and always one step ahead, making sure everything was clear and taken care of no matter the time difference. I never felt lost or overwhelmed — they truly went above and beyond. If you're looking for a lender who genuinely cares and makes the homebuying process smooth, Dianne is the one. Her and her team are absolutely the best!

AF
Angel Flores
Del Rio, TX
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Get A Complimentary Consultation To Discuss Your Homebuying Goals And Financing Options. Tell Us About Your Plans And Take The Next Step Toward Buying A Home In Texas.

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